Terms
Terms of use.
What this site is
General information about commercial insurance and about the broking work I do. It is not advice about your own situation, and it is not an offer of insurance.
Coverage
Nothing described here changes what a policy covers. What is actually covered depends on the issued policy wording, and every operation is underwritten on its own facts.
Accuracy
The content is kept current as far as is reasonable, and insurance markets move. If something here matters to a decision you are making, confirm it with me first.